What is the Contribution Required for APY?

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Contributions Required to get Guaranteed Pension:

The monthly pension under Atal Pension Yojana varies from Rs. 1000 per month to Rs. 5000 per month, and it depends upon the age of joining, contribution levels and return of corpus. Here, we offer you the details about the indicative monthly contribution that you need to make to enjoy pension benefits on completion of 60 years of age.


For Fixed Pension of Rs. 1000 per month:
Joining Age
Years of Contribution
Indicative Monthly Contribution
Monthly Pension
Return of Corpus Amount to the Nominee
18
42
Rs. 42
Rs. 1000
1.7 lakh
20
40
Rs. 50
Rs. 1000
1.7 lakh
25
35
Rs. 76
Rs. 1000
1.7 lakh
30
30
Rs. 116
Rs. 1000
1.7 lakh
35
25
Rs. 181
Rs. 1000
1.7 lakh
40
20
Rs.291
Rs. 1000
1.7 lakh

To get monthly pension of Rs. 2000 per month:
Joining Age
Years of Contribution
Indicative Monthly Contribution
Monthly Pension
Return of Corpus Amount to the Nominee
18
42
Rs. 84
Rs. 2000
Rs. 3.4 lakh
20
40
Rs. 100
Rs. 2000
Rs. 3.4 lakh
25
35
Rs. 151
Rs. 2000
Rs. 3.4 lakh
30
30
Rs. 236
Rs. 2000
Rs. 3.4 lakh
35
25
Rs. 362
Rs. 2000
Rs. 3.4 lakh
40
20
Rs.582
Rs. 2000
Rs. 3.4 lakh


Atal Pension Yojana


How much to contribute to get Rs. 3000 per month pension?
Joining Age
Years of Contribution
Indicative Monthly Contribution
Monthly Pension
Return of Corpus Amount to the Nominee
18
42
Rs. 126
Rs. 3000
Rs. 5.1 lakh
20
40
Rs. 150
Rs. 3000
Rs. 5.1 lakh
25
35
Rs. 226
Rs. 3000
Rs. 5.1 lakh
30
30
Rs. 347
Rs. 3000
Rs. 5.1 lakh
35
25
Rs. 543
Rs. 3000
Rs. 5.1 lakh
40
20
Rs.873
Rs. 3000
Rs. 5.1 lakh


For Rs. 4000 per month pension, you need to make contributions as:
Joining Age
Years of Contribution
Indicative Monthly Contribution
Monthly Pension
Return of Corpus Amount to the Nominee
18
42
Rs. 168
Rs. 4000
Rs. 6.8 lakh
20
40
Rs. 198
Rs. 4000
Rs. 6.8 lakh
25
35
Rs. 301
Rs. 4000
Rs. 6.8 lakh
30
30
Rs. 462
Rs. 4000
Rs. 6.8 lakh
35
25
Rs. 722
Rs. 4000
Rs. 6.8 lakh
40
20
Rs.1164
Rs. 4000
Rs. 6.8 lakh

If you want to get highest pension of Rs. 5000 per month, here are the details:

Joining Age
Years of Contribution
Indicative Monthly Contribution
Monthly Pension
Return of Corpus Amount to the Nominee
18
42
Rs. 210
Rs. 5000
Rs. 8.5 lakh
20
40
Rs. 248
Rs. 5000
Rs. 8.5 lakh
25
35
Rs. 376
Rs. 5000
Rs. 8.5 lakh
30
30
Rs. 577
Rs. 5000
Rs. 8.5 lakh
35
25
Rs. 902
Rs. 5000
Rs. 8.5 lakh
40
20
Rs. 1454
Rs. 5000
Rs. 8.5 lakh

 The information has been collected with insights from NSDL website.

If you have any queries or are confused about the contribution that you should make, feel free to ask us in the comments section below.

Happy to Help!


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